PROGRAM HIGHLIGHTS:

Aegis General Insurance Agency’s specialized approach to product design, marketing, underwriting, and distribution is paramount to our success with our agency and distribution partners. All of our products share a singular focus on making peace of mind and easy to achieve for producers and policyholders alike. The Aegis General team is composed of talented insurance specialists with decades of combined experience. Aegis General continually leverages experience, technology and data to provide the best customer experience in the industry with an incredibly intuitive and easy-to-use online instant quote and bind process.

What does our program offer that others may not?
  • All occupancies (owner, rental, tenant, seasonal, and vacant)
  • All protection classes
  • Older roofs
  • Supplemental heating
  • Schedule up to 12 locations per policy
  • Short-term rental coverage
  • Permanently sited travel trailers qualify
  • Building materials covered for vacant homes under renovation
  • Bind and print proof of insurance upon application of payment
  • Real-time endorsement processing
  • AMS download compatibility
  • Integrated valuation, address verification, fireline score, insurance score, and loss history tools
TARGET MARKETS:

Aegis General - Affordable Housing provides coverage for the following markets:

  • Manufactured Homes (Primary, Seasonal, Rental, Tenant)
  • Rental Properties
  • Affordable Homeowners
  • Vacant Structures
PROGRAM HIGHLIGHTS:
Aegis Specialty is the easiest to use residential property market in the industry.
Aegis Specialty offers:
  • A full suite of residential property products.
  • The easiest quote and bind process in the industry.
  • Incredible customer service and support.
  • Up to 16% new business and 14% renewal commissions.
TARGET MARKETS:

Aegis offers the following coverage types:

  • Homeowners (HO3 & HO5)
  • Renters (HO4)
  • Dwelling Fire (DP1 & DP3),
  • Stand-Alone Difference In Conditions (DIC)
  • Stand-Alone Earthquake (EQ)
  • Motorcycle
Aegis can underwrite business in the following niche markets:
  • All occupancy – primary, seasonal, tenant, vacation rental & vacant homes
  • Homes built 1900 or newer with dwelling values to $800,000 on new business
  • Difference in Conditions (DIC) for all residential structures (single family up to 4-unit dwellings, condo/townhome, renter/apartment and mobile/manufactured) in all Fire line scores with dwelling values up to $3,000,000
  • Stand-alone earthquake with dwelling values up to $800,000
RESOURCES:
PROGRAM HIGHLIGHTS:

MissionSelect aspires to be the best at underwriting residential property insurance for Texans. We are committed to making a difference to our customers through well-designed products that are delivered with unparalleled speed, service and support.

TARGET MARKETS:

MissionSelect brings a suite of innovative insurance products designed to make it easier for independent agents to help homeowners get the coverage they need. While many agencies still use legacy systems, MissionSelect utilizes best-in-class software and products to save our clients and agents time and money.

Niche segments targeted:
  • Traditional single-family homes in Texas
  • 10-30 yrs. old homes
  • Roofs 12 years old or newer
RESOURCES:
PROGRAM HIGHLIGHTS:

AMRM/AMIE team has over 40 years of experience in the manufactured home market throughout the United States, including over 25 years of experience in the Florida property market.

Why CHOOSE American Mobile Insurance Exchange?
  • As a reciprocal exchange, AMRM/AMIE is a member-owned insurer that has its interests inherently aligned with its subscribing members.
  • AMRM/AMIE will have a close association with the K2 Insurance Services, LLC, which has a deep organizational history as a specialist in the manufactured home market across the United States, including Florida.
  • AMRM/AMIE understands the marketplace and coverage needs. We provide affordable insurance protection to satisfy those needs.
  • The team is focused on delivering on an exceptional customer experience to our subscribers. From policy issuance all the way through to the fast, fair, and friendly handling of a member’s claim.
  • AMRM/AMIE will provide the Florida marketplace with a locally based, financially stable carrier offering competitively priced products and comprehensive coverage.
TARGET MARKETS:

American Mobile Insurance Exchange (AMIE) is a reciprocal exchange which means it is owned by the subscribers (policyholders). It is focused on writing Manufactured Homes, largely in Adult Parks, throughout the State of Florida.

There are six products that will be offered:
  • 3 Adult Park Programs that include a Dwelling Fire Policy (DP1) product.
  • Dwelling Fire Policy (DP1) for tenant or owner-occupied residents of adult communities.
  • A family park program for all age communities
  • Approved subdivision and private property programs also available.
RESOURCES:
PROGRAM HIGHLIGHTS:

GO READY is committed to making your events and travel stress free. Insureds can choose the following coverage plans:

  • GO READY Choice Plan
  • GO READY Cruise
  • GO READY Trip Cancellation Plan
  • GO READY VIP Plan
  • GO READY Multi Trip Primary
  • GO READY Multi Trip Preferred
  • GO READY Ticket Refund Insurance
TARGET MARKETS:

GO READY was founded 30 years ago with the mission of changing the image of insurance. GO READY works with the following niches to make sure travel and events are smooth for all travelers and event goers:

  • Software providers to the travel and event /ticket industries
  • Hotels
  • Banks
  • Credit card companies.
  • Large businesses with employees who travel often
RESOURCES:
PROGRAM HIGHLIGHTS:

Aegis Powersports competitive advantages:

  • Innovative, flexible, and full Finance & Insurance (F&I) Product Suite
    • Vehicle Service Contracts: Protection against unexpected and costly repairs beyond the manufacturer’s warranty
    • Gap: Protecting the “gap” between your vehicle’s actual cash value and loan balance
    • Road Hazard: Tire, wheel, and towing protection for your ride
    • Priority Maintenance: Sign and drive hassle-free maintenance
    • Battery: We’ve all been there… get back your roar fast and easy
    • Protection & Tracking: Protection inside and out
    • Compliance & Training: Delivering the professional F&I skills your customers demand
    • Aegis Tech: The most complete and easiest F&I platform in the industry
  • Award Winning Products - Landmark suite of Finance & Insurance (F&I) products repeatedly awarded Nifty50 Award for innovation by Powersports Business
  • Recommended by Top Dealers - Documented feedback to support the great rates and service
  • Powered by Aegis Tech - Easy-to-use, award-winning online system containing all product offerings
TARGET MARKETS:
  • Powersports Dealers
PROGRAM HIGHLIGHTS:
Advantages to Working with Us
  • 17.5% Commission
  • A rated carriers
  • Superior service and quick turnaround
  • $5,000 minimum premium
  • $1,000 minimum deductible
  • ISO Excess Liability (supported and unsupported) / $10 million limits / $5,000 minimum premium
TARGET MARKETS:
Construction
  • Residential Custom Homebuilders (GCs and Subs) including spec homes
  • Residential Subcontractors
  • Residential Repair and Remodelers
  • Commercial GCs (subbing up to 100%)
  • Commercial Subs and Specialty Tradesmen
  • Contractors Pollution Liability Coverage available as an endorsement to the General Liability
  • Off Site WRAP Coverage
  • Select HOA Work Coverage
  • Qualified New Ventures
Premises Risks
  • Habitational
  • Lessors Risk
  • Vacant Buildings
  • Owners Interests
  • Others
Manufacturers and Distributors

Including or excluding Products Stand-Alone Products coverage.

Owners Interest and OCP

Coverage for owners who hire general contractors.

RESOURCES:
PROGRAM HIGHLIGHTS:

What differentiates Vikco in the marketplace is its focus on sound underwriting principles including proper rate development. Its reputation, unparalleled expertise and longevity in this space have earned the respect of its producer partners.

Program highlights include:
Earthquake (EQ)/ Difference In Conditions (DIC)
  • Primary, Quota Share or Excess Layers
  • No Maximum or Minimum TIV
  • Loss Limits up to $20 Million
  • Minimum Premium - $2,500
  • Available Limits in all zones
  • Product offered in California and Contiguous States
Standalone Flood
  • Product in high hazard and low hazard FEMA Flood Zones
  • CBRA Zones are OK
  • Commercial Accounts with TIV under $10 Million
  • Single Family Homes
  • Product offered in California and Contiguous States
All Risk Wind
  • Wind Tier 1 areas FL, TX, SC, NC and East Coast
  • Sprinklered buildings
  • Frame pitched roofs
  • Fire Resistant materials
Habitational
  • Multi-Family residential real estate
  • Nicer buildings with an effective age of less than 20 years
  • Apartments and Condos
  • Off Campus Student Housing
  • Assisted Living
TARGET MARKETS:
TEQ/DIC:
Preferred Construction Types
  • Steel
  • Wood Frame
  • Reinforced concreate
  • Joisted masonry
Subject to Review
  • If older and has been retrofitted, we will consider
  • Exclude Flood Zone A & V (Primary Accounts)
  • No Unreinforced Masonry
Standalone Flood
  • Commercial Accounts with TIV under $10 Million
  • Single Family Homes
All Risk Wind
  • Habitational Accounts in Tier 1 and Tier 2 States
Habitational
  • Apartments and Condos
  • Off Campus Student Housing
  • Assisted Living
RESOURCES:
PROGRAM HIGHLIGHTS:
Why place business with Midwestern?
  • Program stability – 25+ year relationship with one of its current carriers
  • Geographic Reach – Nationwide Capabilities
  • In-House Claims and Loss Control Services
  • Customer Focused – Dedicated to a true partnership with each Midwestern appointed agency
  • Able to write Long Haul Trucking (No Radius Restrictions)
  • Able to entertain accounts with both employee drivers and owner operators
  • Able to handle Multi-State Accounts on a single policy and single bill
  • Payroll Plus Program – handles both Payroll services and Workers Compensation for the insured
TARGET MARKETS:
Midwestern is a National Workers’ Compensation Program Administrator focused on the following niche segments:
  • Local and long-haul trucking (National Program)
  • Parcel delivery and mail delivery (National Program)
  • Fuel haulers (National Program)
  • Bus and Limousine (Available in western states)
  • Consumer Recycling (Available in selected states)
  • Wood products (Available in selected states)
  • General business (Available in: Kentucky, Indiana, Missouri, and Tennessee)
  • Construction (Available in selected states)
  • Commercial Roofing (Available in selected states)
  • Forestry (Available in selected states)
RESOURCES:
PROGRAM HIGHLIGHTS:

Our blanket accident policies can accommodate a single event, with effective dates priced to cover just one day. The maximum duration our policies will cover is one year from the effective date. Aegis policies are flexible and can accommodate coverage for any length of time in between.

Coverage Includes:
  • Accidental Medical Expense Benefit
  • X-Ray Examination Indemnity Benefit
  • Surgical Operation Indemnity Benefit
  • Daily Hospital Indemnity
  • Hospital Services Expense Indemnity
  • Ambulance Expense Indemnity

Our GAP Plan is an employer-sponsored group supplemental insurance plan designed to help reduce the cost of group medical coverage. By combining the GAP Plan with certain major medical plans, employers can deliver coverage their employees want and can afford, helping to attract and retain talent, particularly important with today’s rising medical costs and in the wake of the Affordable Care Act

TARGET MARKETS:
Blanket Accident insurance for athletic teams and their participants involved in:
  • Baseball
  • Softball
  • T-Ball
  • Basketball
  • Soccer
  • Wrestling
  • Football
  • Hockey
  • Cheerleading
  • Other
Supplemental Gap- Group Medical Insurance:
  • All groups are eligible for coverage, with a minimum group size of ten (10) members.
  • The Aegis Gap Plan requires that all employees and dependents enrolled on the group’s major medical plan are also enrolled on the group’s Gap Plan.
  • PROGRAM HIGHLIGHTS:
    Healthcare
    • Experienced underwriters and claims professionals who understand the unique challenges of the healthcare industry.
    • Access to healthcare focused markets for the following coverages:
      • General Liability / Professional Liability
      • Workers Compensation
      • Property
    Workers Compensation Brokerage:
    • Access to 17 competitive Workers Compensation Markets
    • Nationwide geographic reach
    • Claim 101 training school
    • Added team focus to mitigate loss exposures
    TARGET MARKETS:
    Healthcare:
    • Nursing Homes
    • Home Healthcare
    • Residential Care Facilities
    • Physicians
    • Hospitals
    Workers Compensation Brokerage:
    • Construction
    • Transportation
    • Agricultural
    • Manufacturing
    • Auto Service & Repair
    PROGRAM HIGHLIGHTS:

    Based in Conway, Arkansas, Aegis General Gas & Propane Distribution is led by Doug Strange, Tom Mullaney and John Hildebrand, who bring experienced underwriting and risk engineering to underwrite efficiently and profitably.

    Coverages offered:
    • Auto Liability
    • Auto Physical Damage
    • General Liability
    • Property
    • Crime
    • Inland Marine
    TARGET MARKETS:
  • Petroleum Marketer or Oil Jobber
  • Propane Distribution
  • Heating Fuel
  • Heating Fuel
  • Bulk Oil
  • Crude Oil Haulers
  • Used Oil Haulers
  • Common Carriers of Petroleum Products
  • RESOURCES:
    PROGRAM HIGHLIGHTS:

    Insurance is a necessary security and the TST team of professionals understand that there is no “one size fits all” plan when it comes to truck insurance. That’s why they assess individual needs to tailor a program and provide the right protection for clients.

    Coverages offered:
    • Auto Liability
    • Auto Physical Damage
    • Motor Truck Cargo Broad From Policies
    • Other Products:
      • Commercial General Liability: $1,000,000 Occurrence / $2,000,000 Aggregate
      • Workers’ compensation insurance through Midwestern Insurance Alliance
      • Occupational accident coverage through High Point Underwriters
    TARGET MARKETS:

    In addition to basic coverage, TST offers a variety of specialized options for Truckload and Less Than Truckload (LTL) carriers operating on a long, intermediate and short-haul radius for the following commodities:

    Agricultural
    • Fertilizer
    • Grain
    • Livestock
    General Dry Van Commodities
    • Groceries
    • Paper products
    • Beer and soda
    • Dry goods
    Flatbed
    • Building materials
    • Machinery
    • Steel
    Refrigerated
    • Boxed meat
    • Produce
    • Other frozen foods
    Specialized Carriers
    • Mail
    • Pneumatics
    Tankers
    • Dry bulk
    • Milk and food grade
    • Water
    Services
    • Federal and state DOT filings
    RESOURCES:
    PROGRAM HIGHLIGHTS:

    Accidents happen. On-the-job accident protection is a critical part of an effective risk management program for companies that have opted out of traditional workers’ compensation programs or for those who utilize independent contractors. High Point's flexible policy design enables clients to determine the coverage and benefit levels that meet their needs.

    Coverage highlights include:
    • Ability to coordinate coverage with Midwestern Workers Compensation policy for one-stop offering
    • On the job injuries
    • Accidental Death and Dismemberment
    • Accident-related Medical
    • Employer’s Liability
    • Contingent Liability
    • Customizable- optional coverage and limits available
    • Non-Occupational Accident coverage
    TARGET MARKETS:
    High Point coverage is ideal for:
    • Companies that utilize independent contractors
    • Individual Owner Operators
    RESOURCES:
    PROGRAM HIGHLIGHTS:
    Why place business with Midwestern?
    • Program stability – 25+ year carrier relationship for largest segment of the book
    • Geographic Reach – Nationwide Capabilities
    • In-House Claims and Loss Control Services
    • Customer Focused – Dedicated to a true partnership with each Midwestern appointed agency
    • Able to write Long Haul Trucking (No Radius Restrictions)
    • Able to entertain accounts with both employee drivers and owner operators
    • Able to handle Multi-State Accounts on a single policy and single bill
    • Payroll Plus Program – handles both Payroll services and Workers Compensation for the insured
    TARGET MARKETS:
    Midwestern is a National Workers’ Compensation Program Managing General Underwriter (MGU) focused on the following niche segments:
    • Local and long-haul trucking (National Program)
    • Parcel delivery and mail delivery (National Program)
    • Fuel haulers (National Program)
    • Bus and Limousine (Available in western states)
    • Consumer Recycling (Available in selected states)
    • Wood products (Available in selected states)
    • General business (Available in: Kentucky, Indiana, Missouri, and Tennessee)
    • Construction (Available in selected states)
    • Commercial Roofing (Available in selected states)
    • Forestry (Available in selected states)
    RESOURCES:
    PROGRAM HIGHLIGHTS:

    LoadStar Customs Inspection Insurance was born out of a decades long “thorn in the side” problem of Importers who have never had a solution to offset the unpredictable financial sting of a Customs Inspection. Today LoadStar prides itself on offering a first ever solution to deliver “a predictable cost to eliminate an unpredictable threat”. With LoadStar there are no more dreaded phone calls to make and no more eroded profits to impact your business when your container is subject to a customs inspection.

    TARGET MARKETS:

    LoadStar is there to cover your inspection fees from an X-Ray Exam to a Tailgate Exam to a full devanning of your container in an Intensive Exam. LoadStar covers the expense of the invoice and reimburses the claim in 24-48 hours. Fast and efficient processing of your invoice ensures you’ll be back up and running and protecting your profit margins and future business.

    RESOURCES:
    PROGRAM HIGHLIGHTS:

    Allied Public Risk is a specialized underwriting manager with exclusive concentration on the esoteric insurance needs of the public sector. Allied Public Risk provides innovative, responsive and tailored insurance products to public agencies, water-related entities, emergency service organizations, and investor-owned utilities throughout the United States. The facility comprises primary, self-insured, and pooling solutions. Each product line exhibits competitive pricing and proprietary coverage as well as segment-specific underwriting expertise and meaningful risk management resources

    TARGET MARKETS:
    Types of public entities Allied Public Risk insures:
    • Cities
    • Townships
    • Villages
    • Boroughs
    • Counties
    • Special Service Districts
    • Water Related Entities
    • Investor Owned Utilities
    • Emergency Service Organizations
    • K-12 Schools
    • Community Colleges
    • Charter Schools
    • Group Risks (pools) comprised of any of the entities listed here
    RESOURCES:
    PROGRAM HIGHLIGHTS:

    MARM utilizes selective underwriting, risk based rating and ongoing risk analysis to create a premier agri-business policy provider. Servicing clients with personal attention driven by unique automation.

    Our program currently overs coverage for:
    Pivot Irrigation Coverage:
    Replacement Cost (RC)
    • Full RC on total or partial losses (no depreciation)
    • Per occurrence deductible, deductible waived up to $5,000 in the event of a total loss
    • Special Perils – including flood, lightning, wind, collapse, collision, and M&E
    Actual Cash Value
    • No depreciation on total losses, 50% maximum depreciation on partial losses
    • Per occurrence deductible
    • Named Perils – including flood, lightning, wind, hail, mechanical breakdown, collision
    Farm & Ranch Coverage:
    • Auto & Umbrella Coverage is available with underlying farm
    • Grain & livestock operations, dairies, equine, and hobby farms of all sizes
    • Written with “A+” rated carriers
    TARGET MARKETS:
    MARM provides insurance solutions for the following niche markets:
    • Grain & Livestock
    • Dairy Farms
    • Equine
    • Hobby Farms
    • Stand-alone Irrigation
    RESOURCES:
    PROGRAM HIGHLIGHTS:
    Insuring the golf community is T2Green's only focus. We differentiate ourselves with the following:
    • Risk management guidance for club ownership/management
    • Direct involvement in claims process
    • Dedicated customer service personnel
    • Commercial Property including Tee to Green Coverage
    Coverages include:
    • Property
      • “Tee to Green” coverage
      • Playing surfaces, outdoor property, trees and landscaping
      • Flood
      • Earthquake
    • General Liability
      • Members as Additional Insureds
      • Errant Ball
      • Herbicide / Pesticide Applicators
    • Liquor Liability
    • Commercial Auto / H&NO Auto
    • Umbrella
    • Crime
    • Limited Pollution
    TARGET MARKETS:
    T2Green provides comprehensive insurance solutions for the following niche markets:
    • Private Golf Club
    • Semi-Private Club
    • Golf Destination Resorts
    • Golf Management Companies (Multi owner or operator – several to hundreds of clubs)
    RESOURCES:
    PROGRAM HIGHLIGHTS:

    Xterminator Pro provides all lines of commercial insurance to thousands of PMPs, bringing decades of pest insurance experience and a unique depth of knowledge of the profession.

    We offer all lines of coverage on an admitted basis through a carrier that is A.M. Best’s rated “A-“ or better
    • General Liability (with industry-specific endorsements),
    • Commercial Auto (available in all states but MI, HI and AK)
    • Workers Compensation (including USL&H)
    • Commercial Property (including Wind & Hail coastal exposures),
    • Inland Marine (coverage for mobile application equipment and vehicle wraps)
    • Excess (true follow form, extending over General Liability,, Auto and Workers Compensation)
    • Crime
    • Employment Practices Liability Insurance
    • Cyber Liability Insurance
    TARGET MARKETS:
    We look to protect pest and lawn care professionals in the following niche markets:
    • Pest Control
    • Termite Control
    • Mosquito Control
    • Lawn & Ornamental
    • Wildlife Trapping & Exclusion
    • Structural Fumigation
    PROGRAM HIGHLIGHTS:
    Program focused on insurance for the garage and dealer's market in the following lines:
    • Garage Liability (Auto Dealers Coverage Form)
    • Garage Keepers (Auto Dealers Coverage Form)
    • Dealers Open Lot (Auto Dealers Coverage Form)
    • Errors and Omissions Coverages (Auto Dealers Coverage Form)
    • Employee Tools / Contractors Equipment (Inland Marine, either ISO or AAIS)
    • Building Coverage / BPP / Business Income (Commercial Property)
    • Employee Dishonesty / Crime Coverage (Commercial Crime)
    • Cyber Liability (Written on Auto Dealers Coverage Form)
    • Umbrella/Excess Liability (typically limits $1 to $10 Million)
    TARGET MARKETS:
    Classes of Business Targeted

    5083 Farm and Garden Machinery and Equipment Sales/. Service
    5511 New Car Dealers
    5521 Used Car Dealers
    5531 Automotive Parts and Accessories Stores
    5561 Recreational Vehicle Dealers
    5571 Motorcycle, ATV, and All Other Motor Vehicle Dealers
    5599 Motorcycle, ATV, and All Other Motor Vehicle Dealers
    7532 Automotive Body, Paint, and Interior Repair and Maintenance
    7533 Automotive Exhaust System Repair
    7536 Automotive Glass Replacement Shops
    7537 Automotive Transmission Repair
    7538 General Automotive Repair
    7539 Other Automotive Mechanical and Electrical Repair and Maintenance
    7539 All Other Automotive Repair and Maintenance
    7549 Motor Vehicle Towing (as a minority of other businesses)
    7549 Automotive Oil Change and Lubrication Shops
    7699 General Truck Repair

    RESOURCES:
    PROGRAM HIGHLIGHTS:
    Best-in-Class Coverages Curated for the Wine Industry

    In partnering with Allied Winery Risk for your protection needs, you will receive the benefit of our industry experts who offer more than 20 years of experience along with the proper re/insurance support to ensure you receive customized protection, fair premiums, and stable property/stock insurance capacity.

    Allied Winery Risk offers a full complement of coverages:
    • Property
    • Equipment Breakdown
    • Mobile Equipment
    • Crime
    • General Liability
    • Liquor Liability
    • Commercial Auto
    • Workers Compensation
    • Excess Liability
    • Management & Fiduciary Liability
    • Employment Practices Liability
    • Foreign Liability
    • Cyber Liability & Network Risk
    • Bonds
    Allied Winery Risk offers a full complement of coverages:
    • Stop Loss Limit: Affords numerous property coverages to be triggered with the use of a single deductible
    • Proprietary Valuations: Collaborative technique between in-house underwriting and claims professionals and outside industry experts to arrive at a claim payment that is prompt, fair, and accurate
    • Stock Coverage: Contamination, leakage, selling price, agreed value, no coinsurance, transportation, bulk, cased, and wine in process
    • Liability Coverage: Business liability, liquor liability, special events, farm & vineyard, and personal liability
    TARGET MARKETS:
    Targeted Classes

    Premier Host Wineries
    Custom Crush Operations
    Alternating Proprietorships
    Negociants

    RESOURCES:
    PROGRAM HIGHLIGHTS:

    The underwriting team is led by Kevin O’Brien who has extensive experience in the medical professional liability market. His expertise and national carrier relationships offer innovative and competitive programs for your insureds

    TARGET MARKETS:
    K2 Professional Medical Liability writes the following class codes:
    • Ambulance, Emergicenter
    • Ambulance, Emergicenter
    • Blood or Plasma Bank
    • Cancer Treatment, Disease Management
    • College/University Health Center, Community Health Ctr, Crisis Stabilization Center
    • Special Service Districts
    • Dental Group, Developmental Disability, Dialysis Center
    • Disease Management, Laboratories
    • Facilities, Employee Health, Health Department
    • Endoscopy Centers
    • Health Education/Wellness
    • Home Care, Hospice
    • Home Care, Hospice
    • Lithotripsy
    • Med Spas, Optical Establishment, Pharmacists
    • Medical Registry XRAY
    • Mental Health Counseling
    • Nurse Anesthetist
    • Organ Bank, Pain Management, Rehabilitation
    • Retail Clinic, School, Substance Abuse
    • Surgicenter, Telemedicine, Teleradiology
    • Urgent Care Centers, Weight Loss Center
    • Wound Care, Xray imaging
    RESOURCES:
    PROGRAM HIGHLIGHTS:

    Our underwriting team is led by Gene Mason, a 25 year industry recognized underwriting specialist. Mason built two prior nationally recognized Lawyers programs in his career and now with K2 has partnered with a long standing, AM Best ‘A’ (Excellent) XI rated carrier to offer a “best in class” product geared toward harder to place law firms. Our Lawyers program is available on a National basis exclusively through select wholesale brokers.

    Policy Highlights:
    • Non – Admitted Policy Form tailored to each Law Firm
    • Minimum retention $15,000
    • Minimum premium $20,000
    • Risk Management Program with 3rd party vendor, includes free on- line CLE for up to 5 credits per attorney
    • Efficient, “best in Class” claims handling utilizing internal and external expertise
    • Multiple Extended Reporting Period Options
    TARGET MARKETS:
    All areas of practice considered, except for:
    • Patent
    • Sports and Entertainment
    • Plaintiff Class Action/Mass Tort Litigation
    PROGRAM HIGHLIGHTS:

    LRP is a simple and easy-to-use subscription software service that streamlines and enables agents to easily generate, send, and track Loss Run requests. Through our proprietary software agents can manage, track, and create requests at the office, home or even on the road.

    Benefits of LRP:
    • No long term contracts.
    • Unlimited loss run requests for new and renewal business.
    • Improve your agencies efficiency & new business close ratio.
    • E-signature tool for clients to sign loss run requests.
    • Alerts and scheduling for current policies.
    • Tracking tool for pending loss run requests.
    • Ability to add and manage users within your organization.
    TARGET MARKETS:

    LRP is the first to market a subscription-based software solely focused on the loss run process. We are looking for retail brokers that want to streamline their requests and improve their customer’s experience.

    RESOURCES:
    PROGRAM HIGHLIGHTS:

    CPF is an all-encompassing billing resource that streamlines and automates premium financing for General Agents and Retail Brokers through technology and the highest level of customer service.

    Benefits of CPF:
    • Proven record of cancellation minimization through proprietary servicing processes
    • Customizable and flexible payment plan options
    • Online and mobile access for Insureds and Agents
    • Additional revenue streams available for GAs and Agents
    • Fast turnaround and exceptional customer service
    • Competitive APR
    PROGRAM HIGHLIGHTS:

    Ballantyne Brokers Ltd (Ballantyne), will initially focus on Small to Medium sized (SME) program business, which it will deliver through its cloud-based technology platform and building out a comprehensive reinsurance offering. The business combines efficient and cost-effective digital technology with traditional London market broking to deliver high quality client service.

    TARGET MARKETS:
    • Professional Liability
    • Cyber
    • Property
    • EPLI
    • Healthcare
    • Reinsurance
    • Product Recall
    • Coverholder Services
    • Claims Services
    RESOURCES:
    K2 Claims team has robust claims-handling experience through:

    Backed by first class security, on either an automatic or referral basis, we write traditional property treaty business in the US via three distinct delegated facilities. In-house modeling, actuarial, claims & compliance resources support the underwriting team. Our facilities enjoy strong support from all the major brokers. Each facility has its own dedicated capacity and lines are not aggregated where more than one facility is involved on the same program.

    TARGET MARKETS:
    Products Offered:
    • Cat XL
    • Risk XL
    • ILW
    • Pro Rata
    • Aggregate XL
    Maximum Cat XL capacity varies by region / peril but generally, is $20 Million + per program.

    Can also write collateralized reinsurance and are happy to discuss our offering with potential investors. Focus is on US, single peril, short duration, via either ILW or as an accompanying line to our traditional participation(s).

    RESOURCES:
    PROGRAM HIGHLIGHTS:

    Investment businesses around the world rely on K2 Financial for specialist insurance – our underwriting and claims service, sector expertise and product knowledge set us apart in the market, providing clients and brokers with an unrivalled offering. Our underwriters have won multiple industry awards and hold both insurance-related and fund management qualifications.

    K2 Financial currently partners with Lloyd’s capacity providers, all of which are rated A by A.M. Best, A+ by Standard & Poor’s and AA- by Fitch.

    TARGET MARKETS:

    We use our capacity to provide specifically tailored cover offering a range of insurance products, including:

    • Professional indemnity/errors and omissions cover
    • Directors’ and officers’ liability
    • Crime insurance.

    All our policies meet local and international regulatory requirements, such as those found in the European Union’s Alternative Investment Fund Managers Directive.

    RESOURCES:
    PROGRAM HIGHLIGHTS:
  • Well spread portfolio
  • Broad class appetite
  • 80% primary placement, 20% Excess
  • Backed by global A.M. Best’s-rated A+ carrier
  • TARGET MARKETS:

    Classes -

    Airports, Heavy Industry, Power Generation, Retail, Ports/Terminals, Food & Agriculture, Chemicals

    Geography -

    Caribbean, Central America, South America, Middle East
    K2 Claims team has robust claims-handling experience through:
    Policyholder Communications:
    • First Notice of Loss service on call 24/7/365
    • Insured is contacted within 24 hours of FNOL
    • All inbound calls are returned within 24 hours
    Reserving Philosophy:
    • Reserve based on the most probable outcome
    • Statutory reserve at the inception of claim being opened
    • Statutory reserve are adjusted 30 days post loss or in real-time as new information becomes available
    • Reserves are audited by management on a monthly basis
    Catastrophe Team:
    • 7 Long-standing members, each owning substantial independent adjusting firms
    • Have been adjusting Aegis ‘day-to-day’ claims line excess of 20 years
    • HAAG certified roof inspectors
    • Mediation/appraisal experts
    • Expert knowledge of construction fundamentals
    • CAT Camp- annual meeting of key stakeholders to address market conditions, litigation environment, and share best practices.
    TARGET MARKETS:
    K2 Claims Services focuses on third party administration of specialty insurance products across the country including:
    • Manufactured Home
    • Dwelling Fire
    • Homeowner
    • Surety
    • Accident and Health
    • Public Entity
    • Excess (GL/Umbrella)
    • Difference in Conditions
    • Energy
    • Trucking
    • E&O/D&O/Medical Malpractice
    RESOURCES:

    RETAIL DISTRIBUTION

    K2 works with the largest and highest quality global insurers to provide our retail brokers products they can deliver to their clients with peace of mind

    Whole Sale Distribution

    K2 has delegated underwriting authority to provide specialty products to our wholesale partners. The broad range of specialty products will help strengthen your market share and network.

    K2 Product
    Menu

    K2 has highly diversified “A-” or higher carrier relationships that offer national programs in many of our specialty markets. K2’s consistent and profitable underwriting results allow us to deliver superior products.

    • AEGIS CORE PRODUCT
    • AEGIS SPECIALTY
    • AMERICAN MOBILE INSURANCE EXCHANGE
    • MISSION SELECT
    • VIKCO INSURANCE SERVICES
    • BALLANTYNE BROKERS
    • VIKCO INSURANCE SERVICES
    • K2 INTERNATIONAL PROPERTY
    • T2 GREEN INSURANCE PROGRAM
    • ALLIED PUBLIC RISK
    • XTERMINATOR PRO
    • BALLANTYNE BROKERS
    • MIDWESTERN INSURANCE ALLIANCE
    • ALLIED PUBLIC RISK
    • XTERMINATOR PRO
    • K2 PROFESSIONAL LAWYERS
    • K2 PROFESSIONAL MEDICAL MALPRACTICE
    • K2 INTERNATIONAL FINANCIAL
    • BALLANTYNE BROKERS
    • XTERMINATOR PRO
    • PARTNERS GENERAL INSURANCE AGENCY
    • T2 GREEN INSURANCE PROGRAM
    • AEGIS ACCIDENT & HEALTH
    • MID-AMERICA RISK MANAGERS LLC
    • ALLIED PUBLIC RISK
    • K2 SPECIALTY DEALER PRO
    • XTERMINATOR PRO
    • VIKCO INSURANCE SERVICES
    • AEGIS ACCIDENT & HEALTH
    • HIGH POINT UNDERWRITERS
    • TST INSURANCE SERVICES
    • AEGIS ENERGY
    • T2 GREEN INSURANCE PROGRAM
    • XTERMINATOR PRO
    • MID-AMERICA RISK MANAGERS LLC
    • AEGIS ENERGY
    • T2 GREEN INSURANCE PROGRAM
    • XTERMINATOR PRO
    • AEGIS ACCIDENT & HEALTH
    • K2 SPECIALTY DEALER PRO
    • ALLIED PUBLIC RISK
    • MID-AMERICA RISK MANAGERS LLC
    • VIKCO INSURANCE SERVICES
    • AEGIS POWERSPORTS
    • LOADSTAR
    • MID-AMERICA RISK MANAGERS LLC
    • ALLIED PUBLIC RISK
    • K2 SPECIALTY DEALER PRO
    • COLUMBIA PACIFIC FINANCE
    • LRP, THE LOSS RUN PRO

    K2 Difference

    • Founded in 2011
    • 27 business units wih diverse product offering
    • Highly divesified carrier "A-" or better carrier partners
    • $1.5B+ annual premium under management
    • 450+ employees
    • 20% organic growth year over year
    • Consistent and profitable underwriting results
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